About us
Own what you need, week by week
Rent To OwnZM is a rent-to-own store for Zambia. We source and list the tools, technology and equipment that grow your income ourselves — and spread the cost into payments that fit a real budget.
Ownership, not rental
Every plan ends with you owning the item outright — no balloon payment, no handing it back.
Honest pricing
A 20% deposit and a fixed weekly amount. You see the full total payable before you apply.
Built for Zambia
Mobile-money payments, local pick-up points and items that earn their keep, from the Copperbelt to Lusaka.
A demonstration project
Rent To OwnZM showcases how a modern rent-to-own store can work. Pricing is indicative in Zambian Kwacha and final terms are confirmed on approval.