Terms of service
1. About these terms
Rent To OwnZM is a demonstration rent-to-own store for Zambia. Using the site means you accept these terms. Pricing shown is indicative in Zambian Kwacha and final terms are confirmed on approval of an application.
2. Rent-to-own plans
A plan begins with a 20% deposit followed by fixed Weekly Payments Every 7 Days. Ownership of the item transfers to you once all weekly payments have been paid in full.
3. Payments
Payments are due every 7 days for the length of the plan and may be paid by mobile money or cash. Missed payments may delay collection or transfer of ownership.
4. Applications
Applications are reviewed before a plan is confirmed. We may request supporting information such as proof of income or identification.
5. Changes
We may update these terms from time to time. The version shown on this page is the current one.