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Frequently asked questions

What is rent-to-own?+

You pay a deposit and then a fixed amount every Friday. Once all your weekly payments are made, the item is yours to keep — there is no final lump sum.

How much deposit do I need?+

The standard deposit is 50% of the cash price. The rest is spread across fixed Weekly Payments Every Friday.

How do I pay each week?+

Your weekly payment is due every Friday and can be paid by mobile money or cash. You pay the same amount each week until the plan is complete.

How is my weekly payment worked out?+

After your 50% deposit, the balance plus a small financing fee is divided into equal weekly payments. You see the exact weekly amount and total payable on each product page before you apply.

What happens after I apply?+

We review your application and get in touch to confirm your weekly plan. Once the deposit is settled, you collect the item or arrange delivery.

Who lists the items?+

We do. Rent To OwnZM sources, lists and supplies every item itself — it is not a marketplace where other people post, so you are always dealing directly with us.

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