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Frequently asked questions

What is rent-to-own?+

You pay a deposit and then a fixed amount every 7 days. Once all your weekly payments are made, the item is yours to keep — there is no final lump sum.

How much deposit do I need?+

The standard deposit is 20% of the cash price. The rest is spread across fixed Weekly Payments Every 7 Days.

How do I pay each week?+

Your weekly payment is due every 7 days and can be paid by mobile money or cash. You pay the same amount each week until the plan is complete.

How is my weekly payment worked out?+

After your 20% deposit, the balance plus a small financing fee is divided into equal weekly payments. You see the exact weekly amount and total payable on each product page before you apply.

What happens after I apply?+

We review your application and get in touch to confirm your weekly plan. Once the deposit is settled, you collect the item or arrange delivery.

Who lists the items?+

We do. Rent To OwnZM sources, lists and supplies every item itself — it is not a marketplace where other people post, so you are always dealing directly with us.

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